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CashNetUSA is an online licensed lender serving the financial needs of its customers through an easy online loan application, friendly personnel and decades of combined experience within the lending industry. CashNetUSA is a pioneer in providing online payday loans serving the needs of its customers at all times focusing on ease of use and speed.

You could say that CashNetUSA specializes in short-term personal loans in the form of payday loans or cash advance typically ranging between $250 up to $5,000. Customers or borrowers must simply fill out a short online application, and once approved, they will not have to fill out other loan applications in the future. The funds can be deposited as soon as 24 hours.

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CashNetUSA Availability

CashNetUSA offers payday loans in Alabama, Alaska, California, Florida, Hawaii, Louisiana, Maine, Michigan, Minnesota, Nevada, North Dakota, Oklahoma, Oregon, Rhode Island, Wyoming. They also offer installment loans in the states of Delaware, Missouri, New Mexico, and Wisconsin.

CashNetUSA Services

CashNetUSA makes it easy to manage the entire online lending process. Approval speed is incredibly fast. You will know within minutes if you have been approved for a cash advance loan. The processing time for funds is one business day if the loan application is submitted and accepted before 7:45 pm. As with other payday loan companies such as CashAdvance, it debits the payment due (the loan amount plus associated costs) directly from your checking account on the agreed day when accepting the terms. Repayment length normally ranges between 2 weeks to 6 months.


Payday loans up to $5,000. You can expect the funds as fast as 24 business hours without late payment fees up to 6 months.

Up to $5,000

  • Cash Advances or payday loans
  • Length from 7 days up to 6 months
  • Deadline extension without penalties.
  • APR: Percentage of next payment
  • Approval in minutes
  • Funds deposited the next day
  • Fast Loans up to $5,000.
  • Bad credit is O.K

To apply for a cash advance or payday loan from CashNetUSA, you must submit the following:

  • Source of verifiable income
  • At least 18 years old
  • Citizen or legal US resident
  • Verifiable phone numbers
  • Proof of identity
  • Proof of residence
  • Valid Email
  • Valid checking account

CashNetUSA is a direct lender so the funding process is way faster than the average “online lender company”. You can expect to receive the requested funds within 24 hours.

Loans terms and conditions vary considerably by state and lent amount. In most cases, re-payment length ranges between 7 days up to 6 months. There are no penalties for late payments or to apply for deadline extensions.
Besides offering the chance to get a loan 24 hours a day through their website, CashNetUSA also has a top notch customer service department where you can get valuable information that can be accessed via email, chat or phone the whole day. Furthermore, CashNetUSA corporate office is located in: 175 W. Jackson Blvd. Ste 1000 Chicago, IL 60604

We highly recommend CashNetUSA for its capacity to lend quickly to consumers. One of its main features is that it does not charge any penalty for requesting Payment Extensions, which is and added benefit for consumers who need a little more time to repay their debt, but they do not want to incur in extra debt. CashNetUSA is quite useful for those who are able to borrow responsibly and are able make regular payments.

Cash Central offers payday loans up to $5,000 and loan repayments terms up to 6 month. Expect the funds as fast as 24 business hrs witout late payment fees.
9.7 Total Score

Payday loans up to $5,000. You can expect the funds as fast as 24 business hours witout late payment fees and loan repayments terms up to 6 months.

Ease of Use
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Payday loans up to $5,000. You can expect the funds as fast as 24 business hours without late payment fees up to 6 months.

Up to $5,000

Editor's choice 2011

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