If you are trying to obtain a loan in Alabama, this site will show a list of available lenders in Alabama. Regardless of the reason for your loan request and your credit history, you might find out how to get a loan in Alabama. In most cases, in order to qualify for a non-traditional loan (not a bank), lenders study the potential default risk of borrowers by focusing on employment status and income rather than credit worthiness which increases the changes of obtaining a loan.
Do not feel down if by any reason you could not get financing in Alabama through your bank… it does not mean that there are no more financing options. The sole purpose of this specific page is to show you several online lenders in Alabama which you probably didn’t know of before. Even though your credit score is not a critical factor to determine your eligibility, it is highly recommended that you know your credit before lenders do. You can get your credit score from all 3 bureaus for $1 with FreeScore Finder. If you already know your credit score, the amount of money you need, and the type of loan that best suits your requirements, the following list will show you various options to get an online loan in Alabama.
Personal loans in Alabama
Unfortunately all the United State was affected financially by the crisis that hit us a few years ago and Alabama was no exception. We understand that maybe your credit is not the best or it has been affected, but, still, you may pretty well qualify for a personal loan in Alabama.
Whether you are looking for a regular fixed rate personal loan, a cash advance or payday loan, a credit card debt consolidation loan in Alabama; or even if looking for a lender that specializes in personal loans for people with bad credit, any of the following lenders might be solution you are looking for.
Peer-to-peer loans up to $35,000 with fixed APR from 5.99% and terms up to 5 yrs for qualified borrowers with at least 640 credit score.
Personal loans from $1000 up to $35,000 with APR from 6% by matching borrowers with the proper lenders' offers. Bad credit is OK.
A lender that specializes in bad credit loans offering fixed installment loans up to $10,000 for up to 60 months with average rates of 35%.
Peer-to-peer loans up to $35,000 and lowest interest rates starting at 4.7%. The best option for personal loans if your credit score is at least 640.
Personal loans from $5,000 up to $100,000 with rates starting at 4.73% have cemented SoFi as one of the favorite online lenders in the country.
Best known lender for online cash advance or payday loans up to $1000. Funds deposited in your account the same day.
Payday loans up to $5,000. You can expect the funds as fast as 24 business hours witout late payment fees and loan repayments terms up to 6 months.
This online car magazine help users find auto financing from several lenders in just minutes with rates as low as 1.99%.
Secured loans using your car as collateral. A life saver if you have bad credit since you can get a loan up to $25,000.
Business Loans in Alabama
If you are a business owner and your business is adequately registered in Alabama and operating for at least 4 months, you could easily get a business loan in Alabama that you could use you to grow your business through more inventory, equipment, advertising, partnerships, franchises, etc. The following online business lenders will definitely help you find the small business loan in Alabama that you needed.
Rates as low as 5.99%, with loans up to $500,000 and lines of credit up to $100,000 for companies with 1 year in business and credit score of 500+.
Several loan types from $1,000 up to $1,000,000 for all businesses with more than 6 months in business and $8,000 in gross monthly revenue.
Pre-approval in 5 minutes with business loans up to $300,000, terms from 1 to 5 years and low fixed rates from 5.99%
Small business loans from $5,000 to $2,500,000 with terms from 3 months up to 10 years and APR as low 4.7%.
A new kind of peer-to-peer lending offering loans up to $1,000,000 from 1 to 5 years and APR from 8% to 25%.
Mortgage Loans in Alabama
Owning property is not only a privilege, but a right as well. Purchasing a home is the biggest investment (financially) during a person’s lifetime and obtaining the proper mortgage loan in Alabama shouldn’t be so stressful or time consuming as it normally is. Here you can find a list of mortgage lending companies in Alabama that can offer you the best terms and rates for your home purchase in Alabama.
The best option for mortgage loans with interes rates from 2.75%, terms up to 30 years and experts in mortgage loans and mortgage refinancing.
Low mortgage loan rates from 2.99%. An extremely easy online form which literaly takes 5 minutes in order to get a quote.