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PersonalLoans

PersonalLoans, based in Houston, uses a fully online business model which rely on affiliates and/or partners (investors) in order to give borrowers access to a wide range of personal loan options. We highly recommend PersonalLoans.com if you are looking for online personal loans since it is designed to compare loan options easier. The roots of PersonalLoans can be traced from the early 1990 with a long success story. During this time, their website has forged significant relationships with the best lenders in the industry to offer exceptional offers to all demographic groups.

Through PersonalLoans’ main site, you can get loans as fast as one business day. One main advantage is the fact that you do not have to repay the loan quickly since the repayment length ranges from 6 to 72 months, depending pretty much on the chosen lender. For short-term loans products such as installment loans, the repayment period may be less than six months.

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PersonalLoans Availability

PersonalLoans.com offers its services in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

PersonalLoans Reviews & Services

PersonalLoans matches borrowers with the adequate financial products. As such, the loan terms for every user can be different depending on the eventual chosen lender. PersonalLoans.com can find loans from $1,000 up to $35,000 for people with credit scores even lower than 500 and above 720. The available APR normally runs within 6% and 36%. Loans can be used for anything: automobile financing, debt consolidation, credit cards consolidation or purchasing a home.

Once a loan offer is matched with your requirements, you are re-directed to the lender’s offer page which contains all the details and terms of the proposed loan. You may need to fill out additional information once you reach the lender’s website so, please, follow the lender’s instructions carefully. Your funds will be deposited directly into your checking account shortly after you are approved for the loan and accept the terms of the loan.

PersonalLoans

Personal loans from $1000 up to $35,000 with APR from 6% by matching borrowers with lenders. Bad credit is OK.

Up to $35,000

  • Repayment length of 6 to 72 months
  • Loans from $ 1,000 to $35,000
  • APR within 6% – 36%
  • P2P loans, Banking and personal
  • Approval in minutes
  • Loans funded within days
  • No penalties for early payments
  • There are no hidden fees

To qualify for a PersonalLoans.com loan, you must comply with the following:

  • Paystubs
  • W2 Forms
  • Tax Records
  • Social Security number
  • Proof of identity
  • Proof of income
  • Proof of residence
  • Employment status

PersonalLoans.com itself does not require any documentation from the possible borrowers although each individual lender may have specific requirements for the application and approval process.

The repayment length can reach up to 72 months which is far longer than most of other competitors. The average repayment period is between 12 to 36 months although it may be shorter for cash advances or small loan amounts. The majority of the lenders do not sanction borrowers for prepayments or early pay offs, but usually there will be extra fees or fines for overdue or late payments.
PersonalLoans.com is a customer-focused company and has one of the easiest and most intuitive websites. Since the site is full of information about the services and loan products along with a FAQ page, is unlikely to have to contact customer service of the company. However – you can reach the team during working hours (Monday through Friday from 7am to 7pm PST) by phone or support e-mail.

PersonalLoans.com is one of the most prestigious companies in the online lending industry. It is important to remember that you will not receive a direct personal loan from PersonalLoans, but you will receive loan offers from direct lenders willing to approve your loan request with the high possibility to transfer the requested funds on the same day.

PersonalLoans.com offers personal loans from $1000 up to $35,000 with APR from 6% by matching borrowers with the proper lenders' offers. Bad credit is OK.
9.6 Total Score
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Personal loans from $1000 up to $35,000 with APR from 6% by matching borrowers with the proper lenders' offers. Bad credit is OK.

Ease of Use
10
Terms
9.5
Speed
9.5
Privacy
9
Support
10
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PersonalLoans

Personal loans from $1000 up to $35,000 with APR from 6% by matching borrowers with lenders. Bad credit is OK.

Up to $35,000

Thank you for visiting my site TopOnlineLenders.com. I appreciate that you are taking the time to read my posts and leave comments. About me, I can say that I’m an enthusiastic blogger with a 7+ years of experience as a Financial Planner and in mortgage loans in Georgia. I really hope that my posts can be of help. Thx!
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