PersonalLoans, based in Houston, uses a fully online business model which rely on affiliates and/or partners (investors) in order to give borrowers access to a wide range of personal loan options. We highly recommend PersonalLoans.com if you are looking for online personal loans since it is designed to compare loan options easier. The roots of PersonalLoans can be traced from the early 1990 with a long success story. During this time, their website has forged significant relationships with the best lenders in the industry to offer exceptional offers to all demographic groups.
Through PersonalLoans’ main site, you can get loans as fast as one business day. One main advantage is the fact that you do not have to repay the loan quickly since the repayment length ranges from 6 to 72 months, depending pretty much on the chosen lender. For short-term loans products such as installment loans, the repayment period may be less than six months.
PersonalLoans Reviews & Services
PersonalLoans matches borrowers with the adequate financial products. As such, the loan terms for every user can be different depending on the eventual chosen lender. PersonalLoans.com can find loans from $1,000 up to $35,000 for people with credit scores even lower than 500 and above 720. The available APR normally runs within 6% and 36%. Loans can be used for anything: automobile financing, debt consolidation, credit cards consolidation or purchasing a home.
Once a loan offer is matched with your requirements, you are re-directed to the lender’s offer page which contains all the details and terms of the proposed loan. You may need to fill out additional information once you reach the lender’s website so, please, follow the lender’s instructions carefully. Your funds will be deposited directly into your checking account shortly after you are approved for the loan and accept the terms of the loan.
PersonalLoans.com itself does not require any documentation from the possible borrowers although each individual lender may have specific requirements for the application and approval process.
PersonalLoans.com is one of the most prestigious companies in the online lending industry. It is important to remember that you will not receive a direct personal loan from PersonalLoans, but you will receive loan offers from direct lenders willing to approve your loan request with the high possibility to transfer the requested funds on the same day.
Personal loans from $1000 up to $35,000 with APR from 6% by matching borrowers with the proper lenders' offers. Bad credit is OK.