If you are trying to obtain a loan in Texas, this site will show a list of available lenders in Texas. Regardless of the reason for your loan request and your credit history, you might find out how to get a loan in Texas. In most cases, in order to qualify for a non-traditional loan (not a bank), lenders study the potential default risk of borrowers by focusing on employment status and income rather than credit worthiness which increases the changes of obtaining a loan.
Do not feel down if by any reason you could not get financing in Texas through your bank… it does not mean that there are no more financing options. The sole purpose of this specific page is to show you several online lenders in Texas which you probably didn’t know of before. Even though your credit score is not a critical factor to determine your eligibility, it is highly recommended that you know your credit before lenders do. You can get your credit score from all 3 bureaus for $1 with FreeScore Finder. If you already know your credit score, the amount of money you need, and the type of loan that best suits your requirements, the following list will show you various options to get an online loan in Texas.
Personal Loans in Texas
All the United State was affected financially by the recent economic crisis that hit us a few years ago. We understand that your credit history is not as healthy as it used to be since, most likely, it has been affected; However, you still can qualify for a personal loan in Texas regardless of your current situation.
Whether you are looking for a regular fixed rate personal loan, a cash advance or payday loan, a credit card debt consolidation loan in Texas; or even if looking for a lender that specializes in personal loans with bad credit, any of the following lenders might be solution that you are looking for.
Peer-to-peer loans up to $35,000 with fixed APR from 5.99% and terms up to 5 yrs for qualified borrowers with at least 640 credit score.
Direct lender with low APR from 9.95% and personal loans up to $35,000 with long terms up to 60 months.
Personal loans from $5,000 up to $100,000 with rates starting at 4.73% have cemented SoFi as one of the favorite online lenders in the country.
Peer-to-peer loans up to $35,000 and lowest interest rates starting at 4.7%. The best option for personal loans if your credit score is at least 640.
Ace Cash Express
With immediate decisions, this company specializes in cash advance or pay day loans up to $1,500 the very same day regardless of a poor credit.
Payday loans up to $5,000. You can expect the funds as fast as 24 business hours witout late payment fees and loan repayments terms up to 6 months.
Personal loans from $1000 up to $35,000 with APR from 6% by matching borrowers with the proper lenders' offers. Bad credit is OK.
This online car magazine help users find auto financing from several lenders in just minutes with rates as low as 1.99%.
Secured loans using your car as collateral. A life saver if you have bad credit since you can get a loan up to $25,000.
Business Loans in Texas
If you are a business owner and your business is adequately registered and operating in Texas for at least 4 months, you could easily get a business loan in Texas that you could you use to grow your business by purchasing more inventory, equipment, advertising, partnerships, franchises, etc. The following online business lenders will definitely help you find the small business loan in Texas that you need.
Rates as low as 5.99%, with loans up to $500,000 and lines of credit up to $100,000 for companies with 1 year in business and credit score of 500+.
Several loan types from $1,000 up to $1,000,000 for all businesses with more than 6 months in business and $8,000 in gross monthly revenue.
Pre-approval in 5 minutes with business loans up to $300,000, terms from 1 to 5 years and low fixed rates from 5.99%
Small business loans from $5,000 to $2,500,000 with terms from 3 months up to 10 years and APR as low 4.7%.
A new kind of peer-to-peer lending offering loans up to $1,000,000 from 1 to 5 years and APR from 8% to 25%.
Mortgage Loans in Texas
Owning property is not only a privilege, but a right as well. Purchasing a home is the biggest investment (financially) during a person’s lifetime and obtaining the proper mortgage loan in Texas shouldn’t be so stressful or time consuming as it normally is. Here you can find a list of mortgage lending companies in Texas that can offer you the best terms and rates for your home purchase in Texas.
The best option for mortgage loans with interes rates from 2.75%, terms up to 30 years and experts in mortgage loans and mortgage refinancing.
Low mortgage loan rates from 2.99%. An extremely easy online form which literaly takes 5 minutes in order to get a quote.